About the Central County
Community Development Corporation

The Central County Community Development Corporation (CCCDC) is a subsidiary of the Urban League of Broward County. The CCCDC was created in 1993 for revitalizing central unincorporated Broward County and surrounding county areas. Its purposes includes housing acquisition, development, sponsorship, purchase and rehabilitation for sale or rental at affordable rates through solo or joint ventures; also to promote and expand businesses through technical assistance and finance. In addition, in the areas of economic development, the CCCDC has committed to this space through the formation of the Entrepreneurship Center and financing services through its Small Business Loan Fund. 

In order to achieve its goals, the CCCDC’s vision is to:

  1. To become a direct financing entity  with robust capability to improve community economic conditions, which includes national certification as a community development financial institution (CDFI) in order to lend to small businesses and other Florida-based CDFIs;
  2. To provide business acceleration through technical assistance and support conducted in small group and consultation sessions;
  3. to invest and deploy capital to minority-owned small businesses; and
  4. To convene and advocate to anchor institutions and policy makers to improve upon policies to improve the business climate for minority businesses.


Central County Community Development Board Members:
Germaine Smith-Baugh
President/CEO – Urban League of Broward County since 1996 
Pamela Adams
Adams Consulting Group
Strategic Business Solutions
Low income neighborhood
Date accepted role:  2016
Kelly Kinsell
Sr. V.P/Sr. Community Development Officer
Social Responsibility Group
Wells Fargo Bank
Date accepted role: January 2011
Brian Nolan
Nolan Capital Advisors, LLC
Independent Financial Advisor
Broker of Record, Urban League of Broward County
Date accepted role: January, 2011
Tammy McDonald Anderson
Vice President
New Urban Community Development Corporation 
Date accepted role: February, 2017
Darryl Hosendolph
Holsen Inc. Enterprises
Date accepted role: February, 2017
Kareisha Davis
Certified Community Health Worker
Affordable Care Act/ Living Well
Program Coordinator
Low income neighborhood
Dated accepted role November 2017


The Entrepreneurship Center offers a development opportunity for small business owners. From start-up ideas to fully progressing businesses, the Entrepreneurship Center provides the resources necessary to enhance your business. The Small Loan Fund is an opportunity to equip your business with financial support. 

The Entrepreneurship Center is a business development platform which helps clients resolve complex business challenges and capitalize on opportunities to create, protect and grow their businesses. It provides community wealth building and job creation strategies in areas where opportunities are stagnant. Training, workshops, individual counseling sessions bring together entrepreneurs, financial institutions and other affiliates and partners to ideate and initiate capital investments that improve the community’s quality of life, particularly in asset poor households.  

In addition to advocating for small business growth, the Center provides financial literacy, homeownership, and financial counseling workshops and supportive economic enterprises to aid individuals in realizing their personal economic goals.  

What kind of services are offered by Resource Partners?

Many resources are available in the Broward County area to help start or expand businesses. The list below highlights the most frequently requested services:

  • Business planning
  • Financial resources and assistance
  • Franchising
  • Legal services
  • Libraries and research organizations
  • Management issues and training
  • Manufacturing, high-tech and life sciences development
  • Marketing
  • Networking
  • Nonprofit development
  • Office, laboratory and meeting space
  • Product development
  • Regulatory compliance
  • Selling to the government and large corporations
  • Tax services
  • Technical assistance
  • One on One Coaching and Guidance

The one on one mentor sessions provide the client with business support and guidance. Staff and coaches assess the situation and assist the client to determine what their next steps should be. The benefits to the client are access to resources and opportunities to develop new skills or enhance existing ones. The Center combines direct entrepreneurial skills development and assistance from business mentors with targeted resource referrals to ensure that the assistance received by the client is specific to their needs.

Small Business Support Packages

Our consulting solutions team delivers powerful insights and project-based technical support through one of three service packages:

  1. Launch Package for startups and people with great business ideas
  2. Solutions Package for established businesses facing a challenge
  3. Innovation Package for established businesses considering a growth opportunity

The Loan Fund

The Small Loan Fund is a recent offering by the Urban League that complements the services of the Entrepreneurship Center, allowing the CCCDC to offer end-to-end business development services (education and technical assistance) as well as direct lending for small businesses. The Loan Fund is designed to:

  • To lend to small businesses located in economically distressed communities and minority-owned businesses primarily throughout the tri-county South Florida region and eventually the entire state of Florida. 
  • Develop Small/Minority-Owned Businesses with creation of capital essentials to support growth
  • Expand market reach to low/moderate income and other under-resourced communities

Meeting the needs of the borrower leads to better matching of sources and uses of funds and a higher probability of success and repayment.  The CCCDC recently reached an agreement with the National Development Council (NDC) to implement the Capital Access Fund of Broward County, FL that will be a source of patient capital designed to meet the needs of minority small businesses.

Loan Amounts

Average size loan assumed at $100,000 although loan amounts may range from $10,000 to $1,000,000. Borrowers seeking more than one loan may not exceed $1,000,000 in aggregate on one particular fund. Loans may be used for funding up to 100% of a project, provided that bank or conventional financing is unavailable and that equity is nonexistent or is otherwise needed for cash flow. In cases where limited financing from a private/traditional source is available, loans can be used as supplemental or “second mortgage” funds.


  • Borrower Interest Rate: Fixed rate LIBOR plus 2
  • Origination points: Seven-year note amortized over 10 years. Closing cost between 1% to 2% of the loan amount
  • Payments will generally be made monthly; however, customized payment structures will be extended to borrowers depending upon their individual cash flow needs.
  • Interest payments with a minimum principal payment are also an option in structuring the repayments. However, there must be some type of payment made each month.

The CCCDC also lends/invests in non-profit organizations that have similar missions particularly within the area of minority economic development, especially small business development and non-profit affordable housing developers. Our current loan products to this target market are EQ2 type investments in emerging CDFIs who make small business loans to low and moderate income communities and minority businesses.

To learn more, contact the Urban League of Broward County's Entrepreneurship Center at (954) 584-0777.